EPF declares  a 5.5% dividend for 2023
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EPF declares a 5.5% dividend for 2023

KUALA LUMPUR: The Employees Provident Fund (EPF) announced a dividend of 5.5% for conventional savings and 5.4% for shariah, with a total payout amount of RM57.8 billion for 2023.  The rates represent an increase on the dividends of 5.35% for conventional savings and 4.75% for shariah accounts paid out in 2022.  “EPF is able to…

Are Consumers Over the Daily Deal-Groupon Craze?

Are Consumers Over the Daily Deal-Groupon Craze?

Groupon made a pretty big slip-up in their fourth quarter earnings report, forcing them to issue a restatement admitting they lost $22.2 million more than originally estimated. What caused such a significant loss – totaling $64.9 million — that they didn’t account for? Customer distress, which basically means: refunds. It seems Groupon, the confident leader…

The ABCs of Finance Apps

The ABCs of Finance Apps

As back-to-school time sets in, personal finance becomes more complicated for many families. Some have students away from home for the first time, others have expenses for tuition, and of course the many purchases associated with the start of school: backpacks, lunch bags, clothes, books, dorm room furnishings, not to mention the tech gear –…

How to Boost Your Business in A Digital Environment

How to Boost Your Business in A Digital Environment

Now more than ever, businesses need to explore how to best serve their customers in the digital marketplace. That means finding ways to stay relevant and keep their audiences engaged. A professional development webinar series from the National Kitchen & Bath Association shows businesses how to develop and maintain a strong online presence.The National Kitchen…

How Much Is Enough?

How Much Is Enough?

When I published the Simple Living Manifesto last week, I mentioned the concept of “enough”. It’s one of the most important concepts in simplifying your life, and in frugality. We often want more than we have now. More money, more gadgets, better furniture, a better house, a better car, more clothes, more shoes, more success. And what…