A shopaholic discovers online shopping
Most of us would agree that online shopping came to the rescue during the pandemic. Without needing to leave the comfort of our homes, we are able to buy almost anything and everything… coming soon…
Rich people: fortunate, lucky, selfish, and arrogant? Or highly educated, caring, brilliant individuals? Becoming rich isn’t hard, but it does require a bit of time and knowledge. Having time to get rich, educating oneself, and buying assets are the three key factors in attaining untold wealth. Rich people usually either have or make time to…
What do you want to achieve? Before you actually set up, decide what you want to achieve with your business. If you are already in business, review where you are going, are you clear about this? Why not take some time out to think about and write down your goals for your business? Write it…
When I published the Simple Living Manifesto last week, I mentioned the concept of “enough”. It’s one of the most important concepts in simplifying your life, and in frugality. We often want more than we have now. More money, more gadgets, better furniture, a better house, a better car, more clothes, more shoes, more success. And what…
KUALA LUMPUR: The Employees Provident Fund (EPF) announced a dividend of 5.5% for conventional savings and 5.4% for shariah, with a total payout amount of RM57.8 billion for 2023. The rates represent an increase on the dividends of 5.35% for conventional savings and 4.75% for shariah accounts paid out in 2022. “EPF is able to…
Groupon made a pretty big slip-up in their fourth quarter earnings report, forcing them to issue a restatement admitting they lost $22.2 million more than originally estimated. What caused such a significant loss – totaling $64.9 million — that they didn’t account for? Customer distress, which basically means: refunds. It seems Groupon, the confident leader…
As back-to-school time sets in, personal finance becomes more complicated for many families. Some have students away from home for the first time, others have expenses for tuition, and of course the many purchases associated with the start of school: backpacks, lunch bags, clothes, books, dorm room furnishings, not to mention the tech gear –…